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Lending in areas with low financial inclusivity

The microfinance industry has come a long way towards establishing best methodologies. While mainstream MFIs have been successful in penetrating developed and populated areas, only a low percentage of them have achieved penetration in rural and less densely populated areas. There are a variety of challenges hindering penetration of MFIs in rural areas, among them …

Payday lenders operations automation

With the development of technology, small lenders like payday lenders and shylocks stand a chance of competing with major lenders like banks. These lenders have an upper-hand in technology adoption due to their lean decision making process as opposed to major lenders. In today’s market, retention of borrowers is heavily influenced by the ability to …